Geared to become the bank of choice, committed to deliver excellent customer services by providing a credible financial source, innovative to the intricate financial needs and highest standards of our clientele.


Marayo Bank, Inc. believes that… We play an important role in building the economic growth of the rural and urban community in western visayas region and the entire country; keeping its heritage of a strong and excellent performance in the banking industry, employing the best banking practices prescribed by the BSP.

Our responsibility towards the interest of our clientele for an honest, transparent and efficient service, driven by our desire to exceed our best by continously innovating our business processes, improving our quality of service and providing tailored fit products designed to cope with the changing demands not only of our clientele but of our other stakeholder.

Our people will be our best resource, attracting highly qualified, hardworking, competent and friendly professionals, providing every opportunity for personal and professional growth, ensuring a competitive compensation and one of the best incentive package in the country.

Nov. 18, 1969

Marayo Bank, Inc. is a 51 years old bank having opened on November 18, 1969 after getting the authority to operate from the Central Bank of the Philippines.

It is the only bank in town of Pontevedra Negros Occidental (Main Office). Marayo Bank offers a broad range of banking services including deposits and lending services. Marayo Bank has played a major role in improving the lives of people on the rural communities that they cover.

Marayo Bank, Inc. has two other branches located at E.B Magalona, Negros Occidental and Banate, Iloilo (Banate Branch). Currently Marayo Bank, Inc. has 11 banking offices across Negros and Iloilo provinces. With its merger in 2016 with Rural Bank of Oton.

Marayo Bank will now be able to cover southern part of Iloilo such as Oton, Iloilo City proper, and Pavia, San Miguel, Tigbauan, Guimbal, Miag-ao, and part of Antique.

Oct. 14, 2005

In 2005 it opened a second branch, in Enrique B. (EB) Magalona, a coastal town about 65 kilometres (40 mi) north of Pontevedra.

Aug. 1, 2006

It opened a third branch in 2006, in Banate, a town in the province of Iloilo on the coast of Panay, across the Guimaras Strait from EB Magalona. It is the only bank in Banate.

Dec. 27, 2011

Opened Branches in:

  • Bacolod
  • Binalbagan
  • Kabankalan
  • Cadiz
  • Passi

In 2013 the bank changed its name to Marayo Bank, Inc. (A Rural Bank).

Sept. 16, 2016

Merger of Rural Bank of Oton (Iloilo), Inc. and Marayo Bank, Inc. (A Rural Bank) as the surviving bank.

June 18, 2018

Opened a branch in San Carlos City, Negros Occidental

November 26, 2018

Opened a branch in Hinoba-an

January 2, 2018

Conversion of Bacolod Extension Office to BACOLOD BRANCH.

July 23, 2018

Conversion of the following Extension Offices into Branch Lite Units.

Kabankalan Extension Office Kabankalan Branch Lite Unit
Binalbagan Extension Office Binalbagan Branch Lite Unit
Cadiz Extension Office Cadiz Branch Lite Unit
Passi Extension Office Passi Branch Lite Unit
December 7, 2018

Conversion of Rural Bank of Oton (Iloilo), Inc. to Marayo Bank - Oton Branch.